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JB
Insurance
Brokers
(888) 778-6614
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Licensed Agent
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You’ve worked hard to save for retirement. An annuity can help turn those savings into income.
An annuity is a contract with an insurance company. Depending on the options you choose, it can help your money grow or provide income for a set number of years—or for life. Payments can begin soon after purchase or at a future date.
Explore the options below to understand how they could fit into your retirement plan.Fixed Annuity
A multi-year guaranteed annuity (MYGA) is a type of fixed annuity that earns a guaranteed interest rate for a specified term. It can help you plan ahead by knowing the rate your savings will earn.
Predictable growth at a set rate.
Fixed Index Annuity
A fixed index annuity credits interest based partly on a market index, without investing your money directly in the stock market. Negative index performance won’t reduce your balance, but fees and withdrawals can (some carriers don’t have fees). Contract limits determine how much interest you can earn.
Growth potential linked to an index
Income Annuity
A fixed index annuity with a guaranteed lifetime income rider can provide income you won’t outlive. Choose when to begin receiving payments and build an income stream to help cover retirement expenses.
Turn your retirement savings into a lifetime paycheck.
