JB Insurance Brokers is an independent insurance agency that may not sell insurance in all 50 U.S. states. JB Insurance Brokers is independently appointed to represent the carriers that we represent. The views on this page are JB Insurance Brokers, and may not reflect the views of our carrier partners. The information on this site is for educational purposes only, and insurance quotes are non-binding. Product availability and eligibility vary by state, age, and medical underwriting guidelines.

Life Insurance
All plans without a waiting period require medical approval and are subject to an incontestability period. Guaranteed issue plans with no health questions may include a waiting period before benefits become payable.

Medicare
Medicare plan availability and benefits may vary by location and are subject to change. We do not offer every plan available in your area. Information provided is limited to the plans we offer. For a complete list of available plans, contact Medicare.gov or 1-800-MEDICARE. JB Insurance Brokers is not affiliated with or endorsed by the U.S. government or the federal Medicare program.

ACA and Individual Health
We are also not affiliated with or endorsed by the federal government or the Health Insurance Marketplace. Eligibility for premium tax credits or cost-sharing reductions for ACA-compliant health plans is based on your annual household income and family size. Visit HealthCare.gov for more information.

Annuities and Retirement Planning
Annuities are long-term financial products designed for retirement purposes. Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Fixed Indexed Annuities are not securities and do not participate directly in stock or equity investments. Withdrawals before age 59½ may incur a 10% federal tax penalty in addition to ordinary income tax. Optional income riders may have additional fees and are subject to contract terms. Past performance does not guarantee future results.

General
The information provided on this site is not intended as tax or legal advice. Please consult your tax professional or legal advisor for specific guidance.

We respect your privacy and will never share or sell your information without your consent. By submitting your contact information, you agree that a licensed insurance agent may contact you by phone, email, or text—regardless of state or federal Do Not Call status.

This website and its content may not be copied, faxed, mailed, published, or distributed in any way without prior written consent from JB Insurance Brokers.